Business to Insurances

Insurance is protection for the people we love. If insured under an insurance policy or death of the unfortunate, then heirs benefit set out in the insurance policy.

To dilute these benefits, one of the requirements demanded by insurance companies is to include the original insurance policy as well as other complementary documents. Without the original policy, it is difficult for family members to get the benefits.

The problem is, sometimes the heirs, such as wife and children, not knowing if their father had insurance policies that are beneficial. The father or breadwinner sometimes forgot to mention that he was covered by insurance.

Openness is the key. "My husband and I have 11 insurance policy. Husband I know about my policies and my husband found out about the policy. Because my kids were little, I was told about this policy to my mother as well. Place I show you where it is stored and to policy whom he had to touch if anything happens to me or my husband, "said Choliliah (38).

It is clear that an insurance policy is an important document. However, if the insurance policy should be put in a safe deposit box at the bank like other letters? Apparently not. Financial planner Aidil Akbar Madjid famous once said, never once in the SDB store policy. Because, when the heirs want to open the SDB must go through lengthy procedures.

"We recommend that insurance policies are combined and collected in one place, easily accessible," said Akbar. He tells her policy gathering in a bag in his office. If anything happens, the bag containing important documents is a priority that must be saved.

Tell family or heirs, in which the storage area and contact the insurance policy needs to be contacted.

Source: Kompas.com