Business to Insurances

During this time, the condition of our country in many areas did not show significant changes. Government
policy is still confusing, the law is not clear, and the social conditions increasingly erratic. In economics, there is no change for the better. Layoffs continue and foreign investors have been many who decided to move their operations to another country that is more promising.

On the other hand, the number of population in productive age can not just unemployed. Life still had to walk and steady income to be sought to cover the cost of living is more expensive. Various ideas and discuss emerging businesses in a variety of formal and informal meetings. Mostly the idea is just a "beautiful dream" but some responded with great enthusiasm.

From this it appears that our society should feel encouraged when faced with a prolonged crisis. The result is the creativity tends to increase when the situation is getting worse, or often referred to as the popularity of "creative because destitute". Make "beautiful dreams".

The problem now, how wonderful it is to realize the dream of millions come true? What are the psychological factors that must be owned by the prospective employers so as to realize the beautiful dream?

For people who have a "beautiful dreams", there are several alternatives that can be chosen to realize the dream. Some of these alternatives include:

1. Being Independent Entrepreneur
To become an Independent Candidate Entrepreneur, there are 3 main types of capital which are required:
(1) internal resources that are part of the private candidates alnya Entrepreneur eg intelligence, skills, ability to analyze and calculate the risks, the courage or vision to the future.
(2) an external power source, such as enough money to finance the working capital and working capital, social networks and track demand / supply, and so forth.
(3) X factors, such as chance and luck. A prospective employer should calculate carefully whether all 3 of these resources he had as capital.

If the factors it has, it will feel optimistic and decisions to make that dream come true as an Independent Candidate Employers should begin to be considered.

2. Looking for Business Partners with "DREAM" is the same.

If 1 or 2 types of resources not owned, prospective employers may look for a partner / partner to make his dreams come true. The ideal partner is a partner that has the resources it does not own its own so there is a balance of "capital / resources" among them. Generally Come closer relatives and friends who made major prospective partner before considering other parties, such as some types of financial institutions such as banks.

Choice of Partner has its own risks. The biggest risk that must be faced when partnered with a close friend is risking the friendship for the sake of business. Not a few business decisions must be made with professionalism and friendship lead to cracks or even damaged.

Other types of business partners is a member of the family; risks not much different with close friends. But, that does not mean partnering with a friend or family can not be done. One thing that is important is the account and openly discuss all risks before starting business cooperation so that if there is a conflict that can not be avoided, then it is imagine how to solve it early before it destroyed the business itself.

Another business partner is a bank that is more neutral, especially if capital becomes the main issue. Loans to banks considered more secure because the bank can help us see our business are clear whether it will be an obstacle. Good bank shall conduct inspections and checking the feasibility study (feasibility study), which we proposed.

Refusal of the bank with the reason "not feasible" is either a good feedback, especially if we can discuss with the credit department of the bank what elements are rated "not feasible".

Bank can also help us to monitor the activities of the business every year and if there is trouble in the company, the bank will consider lending to discontinue. This is a "warning" and controls that could bring us to immediately clean up.

Prospective Entrepreneurs who "forced" banks to give loans without an objective feasibility study and ultimately correct often have more severe problems. Collateral (security) seized, the company is not the way, and there goes any hope of making a beautiful dream come true.

Incidents like this are very frequent, small-scale and national scale. Loans are often violated normal calculations that should be applied by the bank so that when the economic situation does not support, micro-and macro-economic foundations were also brought down.

3. Dreams to sell (candidate) Other Employers or owners of Capital

If a friend or friends who may be invited to work is not available (either because we are more appreciative of kinship or friendship or because they are not in a position to help) and no collateral that can be pledged as collateral to start your business, there are other more drastic ways, ie selling an idea or a wonderful dream it to the owners of capital.

Agreement on how cooperation can be done between the owners of capital and the seller an idea. Capital owner could capitalize and sellers idea of ​​running the business, the seller can also sell his ideas only and no longer involved in the business. This road usually taken after other way is no longer possible while the idea that we have indeed a very viable counts.

The third of the above could be considered before someone decides to be a businessman. If ga in thought in depth, the experience will be food Prospective Employers. Many businesses have gone bankrupt before finally evolving, never tempted to become rich quick or wear a crazy way to be an entrepreneur, will be INSANE real because of bankruptcy. For example, the first attempt Kafe Tenda-do on set now out of business, where do entrepreneurs cafe tent was only God who knows all-knowing.

Enough for this post today about how to become a success businessman. Thank you for visiting..!

Source: Lilly H. Setiono